customercare@theconfianceventures.com +971 552512249

We handle the portfolio of investors who want to utilize the Confiance team's experience and want to take calculated risk by utilizing new age investment vehicles. Here is glimpse of our expertise

Happy Clients

Projects

Hours Of Support

Hard Workers

Points to Note

Happy Clients

Projects

Hours Of Support

Hard Workers

Ms Chaudhary

Hyderabad, Finance Professional

5 years of association and no complaints. I have always been explained all W’s of the investments done which made me feel secure as an investor.

Mr Krishna JA

Software Professional, Hyderabad

Emphasis on optimal risk management , ability to incorporate it into investment strategies and effective communication sets this team apart. Have been a happy customer for the past couple of years.

Risk Management
Trust
Financial Freedom

F.A.Q

Frequently Asked Questions

Do you have any doubts? Have a look at our FAQs section to get your answers. Please feel free to give us a call if you want more details.

  • Confiance believes we should only charge if client is making money because of us, otherwise we don’t have any right to charge.

  • We believe in the concept of Risk Appetite + Calculated Risk over Risk. Rather for our team Risk Vs Rewards is better than thinking of Risk as bigger than life. People should think in terms of Risk Appetite.

  • Confidence to take the Investment plunge, Interest in studying something beyond area of expertise.

  • As per our experience people fail in investment due lack of conviction. Never treat specially stocks a quick rich scheme. As business owner give time for business to grow, similarly think yourself as part owner of company.

  • Clever Personal Finance Rules that will help you earn through passive income.
    1
    Rule of 72

    Always wondering when your money will double ?
    This Rule will Help !
    Simply Divide 72 by your expected Rate of return.
    Ex - if a bond is Giving 10% returns, Divide 72 by 10 = 7.2 Years
    Note - This rule provides close but not exact outcome.

    2
    100 - Age Rule

    Worried about asset allocation ? i.e. how much should you invest in Equity vs Fixed income ?
    ➡️ Simply Subtract your age from 100 and that is your allocation to equity
    ➡️ Ex - If your age is 25, 100 - 25 = 75
    Thus 75% of your investments should be in equities.

    3
    50-30-20 Rule

    Struggling with budgeting ? Divide your income like this :
    ➡️ 50% Spend on needs (bills, education, transport, food etc)
    ➡️ 30% on wants (Holidays, Movies, restaurants etc)
    ➡️ 20% Savings and investments

    4
    1st Week Rule

    Remember you had to save and invest 20% of your income?
    Do it in the first week of the month, i.e. as soon as you receive your payout.
    Don't wait for all expenses to be over.
    This brings discipline in investing.

    5
    6X emergency fund

    Before investing in fancy instruments, ensure that you have parked enough money in your savings account to meet your monthly expenses for 6 months.
    I.e if your monthly expenses are 25K, you should park 1.5 lacs in your bank account.

    6
    2X Savings rule

    ➡️ Ask your Bank to activate "Auto-Sweep" in your savings account.
    It basically increases your yield on savings account to 5-7% by giving you FD like returns while you enjoy Flexibility of a savings account.

    7
    20X Term Insurance

    It says that your Life insurance cover should be 20 times your annual income
    Ex- If your annual income is 5 lacs, get a term life cover of 1 crore

    8
    40% EMI Rule

    The maximum loan you can take should be such that all your EMIs should not eat up more that 40% of your net monthly income
    ➡️ Ex - If you bring home 50K a month, your EMIs should not me more than 20K a month.

    9
    3*3*3

    Components of a Financial plan
    3 Critical Components
       A) Life insurance
       B) Health Insurance
       C) Emergency Fund

    3 Need based Tools
       A) National Pension Scheme
       B) Sovereign Gold Bond
       C) Debt repayment plan

    3 Wealth Creation tools
       A) Equity MF
       B) Real Estate
       C) Stocks

    10
    25X investment Rule

    The maximum loan you can take should be such that all your EMIs should not eat up more that 40% of your net monthly income
    ➡️ Ex - If you bring home 50K a month, your EMIs should not me more than 20K a month.